Transportation & Logistics Insurance
Deliver your goods and services efficiently and securely.
Keep the Wheels Running Smoothly
At Manna Insurance, we understand the unique challenges faced by businesses in the transportation industry.
Working with us means you have a dedicated team of experts who can navigate the complexities of this dynamic field for you.
Whether you're a trucking company ensuring the safe transport of goods, a logistics provider managing intricate supply chains, or any other player in the industry, we can tailor a policy that suits your specific needs.
So what coverage do I need?
Protection for Your Journey on the Road to Success
Cargo Insurance
Think of cargo insurance as protection for the goods you're transporting. It covers damage or loss of cargo during transit, whether it's by truck, ship, or plane. This coverage is crucial because accidents or unforeseen events can happen, and you don't want to be on the hook for damaged goods.
Liability
Liability insurance for transportation and logistics covers you if you're found responsible for damage to other people's property or injury to someone while operating your vehicles or handling cargo. It's a must-have to protect your business from costly legal claims.
Commercial Auto
If you own a fleet of vehicles, commercial auto insurance is your go-to. It covers damages and injuries resulting from accidents involving your business vehicles, from delivery vans to semi-trucks. Whether it's a minor fender-bender or a major collision, this coverage has your back.
Workers’ Compensation
Your employees are the backbone of your operation. Workers' compensation insurance ensures that if they're injured on the job, their medical expenses and lost wages are covered. It's not just a legal requirement in many places; it's also a moral obligation to look after your team.
Employee Benefits
Attracting and retaining talent in the transportation and logistics industry can be competitive. Offering employee benefits like health insurance and retirement plans can be a game-changer to keep your team happy and loyal.
Freight Broker Insurance
If you're a freight broker, you need protection specific to your role. Freight broker insurance can cover you in case of errors or omissions in your work that result in financial loss for your clients.
Warehouse Legal Liability
If you operate a warehouse, this coverage is essential. It safeguards you against claims for damage or loss of stored goods due to factors like fire, theft, or accidents within the warehouse.
Business Interruption
Imagine a scenario where your operations are disrupted due to a covered event (like a natural disaster). Business interruption insurance helps you get back on your feet by covering the income you would have earned during the downtime and extra expenses to keep things running smoothly.
Cyber Liability
In today's digital world, even transportation and logistics companies are vulnerable to cyber threats. Cyber liability insurance can protect you in case of data breaches, hacking, or other cyber incidents that could compromise your operations and data.
Environmental Insurance
If your logistics operations involve transporting hazardous materials, environmental insurance is crucial. It can cover the costs of cleaning up and mitigating environmental damage resulting from accidents involving these materials.
Ways to Save on Transportation & Logistics Insurance
Implement rigorous safety protocols, driver training programs, and maintenance practices to reduce accidents and claims. Insurers often offer lower premiums to businesses with strong safety records.
Safety Measures
Regularly review your transportation and logistics insurance policy to ensure it aligns with your current operations and risks. Customize coverage to match your specific needs, avoiding over-insurance while addressing critical areas of risk.
Regular Review
Regularly maintain and upgrade your fleet to reduce the risk of breakdowns and accidents. Newer, well-maintained vehicles often qualify for lower insurance premiums.
Maintain Your Fleet
Frequent Questions About Transportation & Logistics Insurance
Insurance can be complicated and confusing. We’re here to help answer your most common questions about transportation and logistics insurance coverage.
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Transportation and logistics insurance is a specialized type of coverage designed to protect businesses in the transportation and logistics industry from financial losses associated with various risks, including accidents, cargo damage, liability claims, and more.
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Yes, if you're involved in the transportation or logistics industry, having the right insurance is crucial. It not only helps protect your business assets but also ensures compliance with legal requirements and safeguards against potential liabilities.
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Yes, liability insurance is often required for transportation companies. It provides coverage in case your business is found liable for damage to other people's property or injuries to individuals during the course of your operations.
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Commercial auto insurance can cover a range of vehicles used for business purposes, including trucks, vans, delivery vehicles, and even passenger cars if they are used in business operations.
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In most jurisdictions, workers' compensation insurance is mandatory if you have employees. It provides coverage for medical expenses and lost wages for employees injured on the job, while also protecting employers from potential lawsuits related to workplace injuries.
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Business interruption insurance helps cover financial losses that result from a covered event, such as a natural disaster or fire, which forces your business to temporarily close or limits its operations. It can compensate for lost income and extra expenses incurred during the downtime.
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Freight brokers typically need insurance coverage tailored to their role. This may include contingent cargo insurance to protect against cargo damage and errors and omissions (E&O) insurance to cover mistakes in brokering freight contracts.
More Coverage Options
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Business Insurance
Safeguard your business with tailored insurance solutions to keep your operations running smoothly.
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Umbrella Insurance
An extra layer of financial protection that extends beyond the limits of your primary insurance policies.
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Life Insurance
Family is so important. Make sure they’re taken care of for life.
Kind Words from Our Customers:
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Ciarra Flint
★ ★ ★ ★ ★
Kyle and Jen are incredible! They walked me through the whole process and were so patient with all of my questions and fully explained everything to me! Thank you so much!
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AJ Johnson
★ ★ ★ ★ ★
The entire staff at Manna Insurance is personable and professional. Rare these days. We are very satisfied with our new policies. We highly recommend Manna!
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Emily Kooistra
★ ★ ★ ★ ★
Last year my home suffered some roof damage due to wind storms. Daniel and Kailey were quick to offer help in any way. Both went above and beyond in communicating with the insurance company to ensure that I was taken care of quickly and efficiently. I would highly recommend Manna Insurance to my family and friends!
Welcome to the Family
As a Manna Insurance customer, you are not just a number to us. We see you as part of our family and all that goes with being part of the #MannaFam.