Self-Storage Insurance

Protect your stored belongings from unexpected events like theft, fire, or natural disasters.

Safeguard Your Belongings

Protect your cherished belongings in self-storage.

Whether you're a facility owner looking to protect your business or a renter safeguarding your cherished possessions, we can tailor a policy that suits your specific needs.

With us, you're not just getting insurance; you're getting the assurance that your valuables are protected against unforeseen events like theft, damage, or disasters.

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So what coverage do I need?

Providing Peace of Mind That Your Memories and Valuables are Protected

Property Coverage

This is the heart of self-storage insurance. It protects your stored items from risks like fire, vandalism, and theft. It covers the cost of repairing or replacing your belongings if they're damaged or stolen.

Liability

Sometimes accidents happen, even in storage units. Liability coverage can help if someone is injured on the property, and you're found responsible. It can cover their medical expenses or legal fees, protecting you from financial strain.

Climate-Controlled Storage

For those storing sensitive items like electronics, artwork, or wine, climate-controlled storage coverage is essential. It protects your belongings from temperature and humidity fluctuations.

Valuable Items

If you're storing high-value items like jewelry or rare collectibles, consider adding valuable items coverage to your policy. It provides extra protection for these specific items.

Business Property

Are you using the storage unit for business purposes? Business property coverage ensures that your business inventory or equipment is protected while in storage.

Loss of Use

In case your storage unit becomes inaccessible due to a covered event, loss of use coverage can help with the cost of temporarily renting another storage space or replacing necessary items.

Customizations

Self-storage insurance can be customized to fit your needs. We will work with you to choose the coverage options that make the most sense for what you're storing and the level of protection you want.

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Ways to Save on Self-Storage Insurance

Invest in security measures at your storage facility, such as surveillance cameras, access control systems, and well-lit areas. Insurers often offer discounts for storage units with enhanced security features.

Risk Mitigation

Carefully evaluate your storage needs and select an insurance policy that matches the value of the items you're storing. Avoid over-insuring your belongings, which can lead to unnecessary premiums.

Get the Right Coverage

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Frequent Questions About Self-Storage Insurance

Insurance can be complicated and confusing. We’re here to help answer your most common questions about self-storage insurance coverage.

Self-storage insurance is a type of insurance that provides coverage for the items you store in a self-storage unit. While it's not typically required by law, it's highly recommended to protect your belongings in case of theft, damage, or other unexpected events.
No, self-storage insurance is a separate policy designed specifically for items stored in a self-storage unit. While your homeowners or renters insurance may provide some coverage, it often has limitations, so self-storage insurance is tailored to this purpose.
Self-storage insurance typically covers damage or loss due to events like fire, theft, vandalism, and water damage. The specific coverage may vary depending on the policy and options you choose.
Some insurance companies offer endorsements or add-on coverage for self-storage units to homeowners or renters insurance policies. We will help you check with your insurance provider to see if this option is available.
The cost of self-storage insurance varies depending on factors such as the value of the items you're storing, the coverage limits you choose, and the location of the storage facility. It's generally affordable and can be paid on a monthly or annual basis.
Some policies may have exclusions or limitations on certain items, such as cash, jewelry, valuable collectibles, or hazardous materials.
Liability coverage can protect you if someone is injured while on the storage unit premises and you are found responsible. It's a good idea to consider this coverage, especially if you frequently visit your storage unit.
If you don't have self-storage insurance and an unexpected event occurs, you may have to bear the financial burden of replacing or repairing your damaged or stolen items. It's a risk that many prefer to avoid with insurance coverage.
Most self-storage insurance policies allow you to cancel at any time. However, it's essential to review the cancellation terms, including any fees or notice requirements, with your insurance provider.

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More Coverage Options

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An extra layer of financial protection that extends beyond the limits of your primary insurance policies.

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Family is so important. Make sure they’re taken care of for life.

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Kind Words from Our Customers:

Ciarra Flint

★ ★ ★ ★ ★
Kyle and Jen are incredible! They walked me through the whole process and were so patient with all of my questions and fully explained everything to me! Thank you so much!
AJ Johnson

★ ★ ★ ★ ★
The entire staff at Manna Insurance is personable and professional. Rare these days. We are very satisfied with our new policies. We highly recommend Manna!
Emily Kooistra

★ ★ ★ ★ ★
Last year my home suffered some roof damage due to wind storms. Daniel and Kailey were quick to offer help in any way. Both went above and beyond in communicating with the insurance company to ensure that I was taken care of quickly and efficiently. I would highly recommend Manna Insurance to my family and friends!