Anniversaries, birthday celebrations, graduation parties, and weddings are all special events that celebrate important moments in a person’s life. Planning such an event often involves a lot of time, money, and effort, all in the hopes that everything goes as expected.
Most Special Event Insurance policies with Manna Insurance Group also cover cancellation when serious injury or illness prevents a key participant from attending the event.
Your policy can even help you recover some of the costs if a key vendor of your wedding, such as the caterer, florist, or photographer fails to show up. Additional options for your Special Event Insurance are available and can include coverage for gowns and tuxedos, theft or damage to gifts, extended honeymoon cancellation, and professional counseling if the cancellation of event causes emotional distress.
Liability Coverage is included into a Special Event Insurance policy and provides coverage that will go beyond the venue’s General Liability Insurance plan to make sure you and your guests are protected incase of any accident related to the event. This Liability Coverage can also be added on if the event is being hosted on your own personal property. Adding Liability with Special Event Insurance will extend coverage past the limits and exclusions included in your own personal Home Insurance for the date(s) of the event.