We know how hard you’ve worked to turn your house into a home. Since your home is one of the most important financial investments of your lifetime, you’ll need proper coverage in order to keep your investment protected. Manna Insurance Group is your trusted solution for homeowners insurance.
We offer coverage options that are both flexible and affordable, and will work with you on an individual basis to find a policy that best suits your needs. Our team is dedicated to providing the assurance that your family and your possessions are secure.
Your home is your sanctuary. It’s a dependable shelter that keeps you and your family safe, and it’s the place where memories are made. For most people, a house represents the biggest financial and emotional investment they’ll ever make. With the right Property Insurance plan, you can protect your investment and your personal property from whatever life throws your way. Property Insurance may insure your home from fire and lightning, collisions from vehicles, hail, sewer and drain backup, windstorms, vandalism, volcanic eruption, smoke, and freezing conditions or snow.
With a Homeowners Liability policy from Manna Insurance Group, you can ensure the security of your finances and the safety of your family in the event of an accident. For serious injuries, including casualties, you may be responsible for paying large medical bills and even court costs if you are sued. This policy works to protect you in a variety of situations including claims for property damage, injury to others (either on or off of the premises), liability defense costs, and medical expenses for injuries to others. Having the proper Homeowners Liability Insurance for your home will prepare you for future accidents and help preserve your hard-earned assets and finances.
If you rent an apartment, house, or condo you may not think you need insurance. But in the event that fire, theft, or vandalism damages your property, it’s unlikely that your landlord will pay to replace your belongings. At Manna Insurance Group, we know that you’ve most likely invested a lot of time and money in your personal property, and it’s up to you to take care of it. Having a Renters Insurance, or Tenants Insurance policy can pay for the cost of replacing your belongings if they are damaged due to a covered accident, or if they’re stolen. Personal property coverage is not the only thing covered in a Renters Insurance policy. Liability Coverage may also be extended to safeguard yourself from injury claims that occur in your home. If someone gets hurt on your property, your insurance can pay the related medical payments and expenses, and provide for the cost of legal support if you are sued.
With Condo Insurance from Manna Insurance Group, you can extend your protection past that of what your condo community provides. It helps pay for the replacement of your personal belongings while offering basic liability to cover bodily injury or property damage. And unlike Renters Insurance, Condo Owners Insurance covers any damage done to the interior of your unit. For any interior damage, your insurance may be used to pay for the expense of fixing or replacing items like drywall, flooring, light fixtures, and more. A Condominium Insurance policy includes other great features like guest medical protection, which pays for the medical expenses of friends and visitors who are injured on your property. In the event a fire or other disaster puts your condo out of commission, additional living expenses coverage may reimburse you for cost of temporary housing while your unit is being fixed.
The proper Landlord policy can provide options from Personal Property and Liability to Medical Payments to Others and the Dwelling to accommodate the special risks that you as a property owner may face. Landlords Insurance can also cover damage to your property or other attached structures from a fire, natural disaster, or other peril, including damage caused by tenants, expenses you may be legally obligated to pay for the property damage or medical payments in the event of injury. It may also cover legal counsel and fees in the event of a related lawsuit, and additional expenses to make up for lost income if your property needs repaired through loss of use.
Mobile Home Insurance
With a specialized Mobile Home Insurance policy, you can safeguard your home and your belongings in the event of a covered loss. Mobile Home Insurance works much like a typical Homeowners policy and typically includes features such as Personal Property Protection to pay for loss or damage to most of your personal items, and Family Liability Protection to provide legal representation against injury or property damage claims. It also may include Guest Medical Protection to help cover the medical expenses for visitors injured in your home, Home & Structure Protection to compensate you for building repairs after a covered accident, and Additional Living Expenses to reimburse you for temporary housing during reconstruction.
Earthquake & Flood Insurance
On a standard Home Insurance policy, your home is not typically covered from a flood or earthquake. At Manna Insurance Group, we provide several options to protect your home and Personal Property with Flood Insurance and Earthquake Insurance plans specialized to protect you and your assets in the case of a natural disaster.
Your Umbrella Liability policy from Manna Insurance Group works to give you additional protection when damages exceed the liability coverage of your standard policies. It also offers extra security for many situations that may not be included in your basic insurance. Personal Umbrella insurance may extend to car accidents, accidental injuries on your property, accidents involving your boat, ATV or other recreational vehicles, defense fees and other legal costs, and Personal Injury coverage for claims of libel, slander and more.