Our Services
We are dedicated to providing the agricultural coverage and services you need to keep your farm or ranch protected, so you can focus on maintaining a smooth operation. By being proactive with a proper farm policy, your equipment, buildings, and even lost income can be covered in the event that an unforeseen circumstance disrupts your operations.
We know that you work hard as a farmer, and at Manna Insurance Group we want to extend that same courtesy to you by keeping your farm and everything on it insured. Our Farm Certified specialists are sensitive to your individual needs and will work with you to find a policy that best suits your farm or ranch.
Farm Liability
A great amount of responsibility goes into running a farm or ranch. From the operation of farm machinery and equipment to the sometimes unpredictable nature of barnyard animals, farmers are subject to a much higher risk of liability than other property owners. As one of the few Certified Farm Insurance Specialized in the state of Washington, Manna Insurance Group understands this risk, and is proud to offer complete liability protection for you and your agribusiness. Some common liability expenses covered under a Farm Liability Insurance policy include attorney fees and court costs, medical expenses for people injured on your property, injury or damage to another’s property caused by your animals, and other claims resulting from specific farm operations.
Farm Dwelling
Dwelling Insurance from Manna Insurance Group protects the building you live in and any attached structures, including barns, shops, or rental properties, by helping to pay for damages that result from a covered incident. Depending on your specific policy options, it can also include additional coverage for personal properties.
Farm Equipment
At Manna Insurance Group, we are dedicated to the success of your farm or ranch, and we understand that equipment breakdown can mean lost income. That is why we design comprehensive insurance policies to keep farms running smoothly in the event of an accident. Equipment breakdown coverage goes beyond your standard Property Insurance policy to protect against damage caused by power surges, mechanical breakdown, motor burnout, and even operator error.
Farm Livestock Insurance
At Manna Insurance Group, we know that the health and safety of your animals directly affects the health and profitability of your farm. Livestock Insurance can protect you and your farm against the financial losses that could occur if your animals are harmed or killed as a result of a covered accident such as a fire, blizzard, or other natural disasters, even when your animals are in transit. Livestock Insurance policies will vary from person to person, farm to farm, and animal to animal. The insurance value of each animal is usually its purchase price, but other factors such as performance level or value of your animal’s offspring can increase that value. A specialist at Manna Insurance Group can help you determine the right amount of coverage at a price that meets your needs.
Equine Insurance
An Equine Insurance policy from Manna Insurance Group provides coverage for a variety of costs and expenses related to the upkeep of your animal. Since your horse represents both a financial and emotional investment, medical expenses can be costly. Our policy options include:
- Full Mortality and Theft – to insure your animals against death as a result of injury, illness, disease, humane destruction, transportation, or theft.
- Major Medical Coverage* – to provide reimbursement for the cost of medical and surgical bills caused by accident, sickness, or disease.
- Loss of Use – for compensation in the event your horse becomes totally and permanently unable to perform the duty for which it was insured.
- Stallion infertility – for coverage in the event your stallion becomes permanently incapable of producing offspring due to an accident, illness, or disease.
